Profile Draft
- https://olcottinsurance.com/ - https://agents.farmers.com/ut/cedar-city/roger-olcott/ - Verification notes: Owner Roger D. Olcott. Founded 1990. Address 444 S Main St, Ste B1, Cedar City. Operates as both an independent agency and as a Farmers Insurance branded agency at the same address.
Roger Olcott Insurance Agency is a Cedar City insurance practice founded in 1990 by Roger D. Olcott, operating from an office on South Main Street. The agency has an unusual structure that is worth surfacing clearly: it is marketed as an independent agency on its own site, and at the same time Roger Olcott runs a Farmers Insurance branded agency at the same address with his name on the door.
That dual-brand structure is not uncommon among long-tenured western insurance offices and reflects how some Farmers agents have been allowed to write outside-the-Farmers business under a separate independent agency entity. For 435 Alliance, the relevant facts are that the owner is a publicly named local agent, the agency has been operating in Cedar City for thirty-five years, and the dual-brand reality should be disclosed honestly rather than glossed over as purely independent or purely captive.
Roger Olcott himself has Cedar City roots that go back to a Southern Utah University degree and a 1990 agency launch immediately afterward. The agency's web presence on both its own site and the Farmers locator is consistent with that history.
Unresolved Questions
- Confirm what share of the agency's book is independent vs. Farmers-branded.
- Confirm successor planning for the agency.